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About the author

Over the course of my 30 year career

I have represented clients in complex business and legal matters. My clients have ranged from individuals to Fortune 500 Corporations. In addition, I have published numerous articles and book chapters on complex legal, regulatory and consumer issues.
As of late, my focus has been on domestic and international geopolitical and monetary developments, and the speculation that is going on in international currencies. In the process I have been blessed to meet many people interested in this area, especially as it relates to the possibility of the revaluation of numerous international currencies, and their conversion from fiat to asset backed instruments.

This has led me to create various educational materials focused on these changes, including my most recent book: “Managing Sudden Wealth Through Smart Team Building”.

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About book

Receiving newfound wealth from international currency exchanges will offer exciting opportunities, but it will also involve significant responsibilities. Responsibilities that a lot of you have never taken on before. Maybe you own a small business that is struggling in an era of high inflation and over-regulation. Or a 9-5’er who is just hoping your 401k lasts longer than you do. Regardless of your background or your business experience, you are approaching a position that you are not ready for, in terms of managing newfound wealth.

One key step in preserving and growing that wealth is assembling a team of professionals who can provide expert guidance to protect your interests and meet your goals. This book is designed to be your guide—a compass pointing toward a harmonious ensemble of legal minds, investment wizards, seasoned managers, and strategic thinkers. It’s time to shift your thinking from being a lone investor to the leader of a well-coordinated team.

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Cindy G Designation

Bob, I'm just getting into reading your book. It's so well done. Brilliant may be a better word. Thank you for writing this and overall thanks for the service you have provided to the community. Cindy G

Dave M Designation

I just bought and read your book, cover to cover! It gave me some great ideas I am already applying. Well done! Dave M

Pat C Designation

Hi Bob, it's taken a few days, but I wanted to let you know how much I've enjoyed and appreciated your book. From the first chapter to the last, the subject matter is easy to understand. The citations at the end of each chapter are indicative of the thorough research. I feel like we have a coach standing on the sideline giving a checklist on fundamentals as we prepare to navigate our way through this life-changing event Thanks so much for taking the time to make this valuable resource available. Wishing you the very best with your own plans and projects!! Pat C.

Robert M Designation

A scholarly book, complete with researched footnotes empathetically written for every person. I salute you Mr Lock. Robert M

Managing sudden wealth through smart team building

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Chapter 1

The beginning

As I have worked to educate people on the value and utility of trusts, especially in preparation for anticipated upcoming appointments for the exchange of international currencies, I have realized how few of those people have ever speculated in international currencies before this event. And even fewer have any understanding of why their speculation in exotic currencies like the IQD, VND, ZIM, and others has the potential to provide significant returns.
Most people in the world have little to no understanding of either modern or historic monetary policies. So, for everyone’s edification, I thought it appropriate to start this book with a look at how and why we got here, as well as why your speculation is not as crazy as some of your friends and family would have you think. So, let’s start at the beginning and go from there.

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